Taxation
Old vs New Tax Regime: Which Should You Choose?
A simple side-by-side comparison of India's two income-tax regimes.
The old regime offers deductions (80C up to ₹1.5L, HRA, home loan interest, etc.) but has higher base slabs. The new regime has lower slabs but almost no deductions. If you claim ₹1.5L (80C) + home-loan interest + HRA, the old regime typically wins. Tax rules change — always check the latest circular on incometax.gov.in before filing. Last reviewed: Jan 2026.
Educational content only. Please consult a SEBI-registered adviser for personalised advice. Last reviewed: Jan 2026.